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Instant loan for summer vacation: Here’s how to fund your last-minute travel plan Planning a last-minute summer getaway? A personal loan can help cover travel and stay expenses with quick disbursal and flexible repayment.

Gold rates in India: Check how much 22K, 24K gold costs in your city today While 24-carat gold is a 100 percent pure form of gold with no trace of any other metal, the 22-carat variant has 91.67 percent pure gold along with some traces of alloyed metals like silver or copper. ...

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Which bank personal loan is best? Compare across top banks Personal loans provide financial flexibility for various needs, with interest rates and terms varying across banks. Comparing offers based on credit score, income, and loan tenure can help secure the best deal.

Education loan vs savings fund: What's the best way to fund your child’s education? It is wise to start saving and investing early to build a sufficient corpus. You can take a call on whether taking an education loan is a better option at the time of making the actual payment.

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Personal Finance | All eyes on market valuations Returns are significantly influenced by the price paid to acquire the asset and no matter how good it is, you may end up overpaying

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How to get an instant loan to buy an existing business? Know loan types, eligibility and more Acquiring an existing business can be a strategic way to expand wealth, but securing a loan for the purchase requires careful financial planning. Learn more about criteria used by lenders to offer a loan to buy an existing business.

How inflation can shrink your retirement corpus and what you can do about it Inflation can significantly increase retirement expenses, reducing purchasing power. Planning for inflated costs, factoring in longevity and health expenses, is crucial for a stress-free retirement.

Is it mandatory to buy insurance with a personal loan? Here's everything you need to know about personal loan insurance Personal loan insurance provides financial security by covering loan repayments in case of unforeseen events like death, disability, or critical illness. While optional, it can prevent financial strain on borrowers and their families.

Rupee depreciation: How Indian students can minimise the impact on overseas education budget Rupee depreciation acts as hidden inflation for Indian students aspiring to study abroad, significantly increasing the cost of education, even if universities do not raise tuition fees

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Tax planning for 2025: How to maximise your savings before March 31 deadline Treat tax planning as an ongoing process rather than a one-time activity to avoid last-minute jitters for saving on taxes. Plan early and plan efficiently to ensure you can claim all eligible deductions and maximise your savings.

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Equity mutual funds keeping powder dry as market correction plays out Despite moderations in valuations, equity mutual funds are waiting on the sidelines, and still waiting for more clarity.

Asset allocation in 2025: Optimise and diversify your portfolio to thrive in uncertain times Asset allocation is key to balancing risk and reward in investing. Diversify across asset classes, align with financial goals and risk appetite, and adapt to market trends.

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New India Co-op Bank crisis: Customers should change bank mandates for EMIs, redirect MF SIPs Cancel ECS debit instructions issued to New India Co-op Bank for loan EMIs and pick another bank account to honour your repayment commitments. Change the bank mandates to ensure that your mutual fund redemption proceeds are credited to an alternative, functional account.

LIC to launch LIC Smart Pension plan tomorrow The 'Smart Pension' plan is a 'Non-Participating (Non-Par), Non-Linked, Individual/Group, Savings, Immediate Annuity Plan' and is tailored specifically for the domestic market.

Personal Loan: Your essential guide to getting approval for a higher personal loan limit Looking for a higher personal loan amount? Your income, credit score, and existing debts play a key role in determining your eligibility.

Personal Finance | Panic selling is the enemy of retail investors The amount invested in large caps, in fixed income and in gold will determine your portfolio’s ability to cushion volatile shocks from the portion invested in small caps

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Smart bet: How factor investing rotates risk across cycles in a cost-effective and efficient manner The alpha potential of factors has gained widespread attention in recent years, with over 100 ETFs and index funds launched in the market over the past five years.

Fake Loans: Easy tips to safeguard your money against personal loan scams With the rise of digital lending platforms, fraudulent loan scams have also increased. Borrowers should stay vigilant by checking for red flags like upfront fees, unsecured websites, and unclear loan terms to avoid financial fraud.

Personal loan e-KYC: Your essential checklist to secure an instant loan E-KYC has revolutionized the personal loan application process by enabling instant digital verification, eliminating the need for physical paperwork. Using Aadhaar-based authentication, PAN verification, and video KYC, borrowers can get quick approvals for their personal loan applications.

RBI’s curbs on New India Co-op Bank: Here’s how deposit insurance can help affected depositors The bank’s depositors will not be able to make withdrawals for six months. The RBI has also barred new loans and deposits. However, customers can file deposit insurance claims to the extent of Rs 5 lakh.

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